Charles is a 35-year-old married man living in Fort Portal, Uganda. He has practiced crop farming for over four years. He started as a supervisor in someone's tea plantation and after a while he planted his own. He faces challenges of price fluctuation, customers not paying on time and seasonal weather. His dreams are to educate his children, build a permanent home, buy a car and hire employees to help in expanding his business. Charles needs this loan to buy and plant 10,000 tea seedlings.