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Julieta is 61 years old. She lives in Agarak town with her son. Julieta works at a local factory as an electrician. Because her salary was not enough to cover the family's daily costs, Julieta started running a farm. About 10 years ago she started running an orchard. After 6 years Julieta also got involved in cattle breeding. Now Julieta plans to expand her farm by purchasing two cows. With the help from this loan, she will also purchase necessary forage for the cattle.

This loan will help Julieta to increase the income from agriculture and live with a higher quality of life.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Julieta to pay for cows and forage.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 5, 2012
Apr 3, 2012
Currency Exchange Loss:
Oct 15, 2012