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Nazhat's Group
In this Group: Nazhat, Nazia, Bushra, Koser, Rukhsana
I am Nazhat S., and I come from a small city called Chichawatni in Pakistan. I am married and a mother of two daughters. I live in a one room brick and mud house, and my husband and I sell milk from our house. We have a few cows, but need to buy an additional cow.

Chichawatni is a small town and there not many employment opportunities so many people have small self-owned businesses to make a living. I also have a few other women in my loan group, and they are in need of loans to expand and improve their businesses. These women are: Nazia N., who will use the loan to expand their wood business; Bushra B., who will increase their livestock trading; Koser P., who wants to buy a donkey cart; and Rukhsana B., who runs a general store.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 244
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 61.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nazhat's Group's $1,250 loan helped a member buy an additional cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 6, 2008
Mar 22, 2008
Currency Exchange Loss:
May 15, 2009