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Mahouvivi 3 Group
In this Group: Séraphine, Chantal, Atèssi
"MAHOUVIVI 3" is a group of three persons whose members live in the same house. The group's representative, Séraphine (whose hand is raised in the photo), is 27 years old and married to a mechanic by the name of Jonas. They have three children, all in school and in their care.

Séraphine did not attend school. She lives together with her children and husband and jointly ensures that the different household expenses are covered. For five years, Séraphine has been selling bread and beans by going door to door. She gets her supplies at a market in Benin.

This is the fourth time that Séraphine and the other members of the group MAHOUVIVI 3 have requested financial support from ALIDé with the aim of bolstering their working capital and their work and responding better to the requirements of their customers. The loans received previously have indeed been repaid.
View original language description ↓
MAHOUVIVI 3 est un groupe de trois personnes, dont les membres vivent dans la même maison. La représentante du groupe, Séraphine (dont la main est levée sur la photo), est âgée de 27 ans et est mariée à un mécanicien du nom de Jonas. Le couple a trois enfants, tous scolarisés et à leur charge. Séraphine n’a pas fréquenté l’école. Séraphine vit ensemble avec ses enfants et son mari et assure ensemble les différentes charges de la maison. Depuis près de cinq ans, Séraphine vend du pain et de haricot de façon ambulante. Séraphine s’approvisionne dans un marché du Benin. C’est la quatrième fois que Séraphine et les autres membres du groupe MAHOUVIVI 3 sollicitent l’appui financier de ALIDé en vue de renforcer leur fonds de roulement et leur activité et de mieux répondre aux exigences de leur clientèle. Les crédits reçus antérieurement ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 494.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Mahouvivi 3 Group's $500 loan helped a member to buy beans and some condiments.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 22, 2012
Mar 22, 2012
Currency Exchange Loss:
Nov 15, 2012