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Lucía Otilia
Lucía is a 55-year-old woman. She is single and the mother of six children. She lives in Chillogallo parish, in Quito, the capital of Ecuador. This is a densely-populated sector in the south of the city. Here there are several very busy places such as the markets, shopping malls and even one of the capital's two [land] transport terminals.

This woman has been working for years raising and selling chickens. She slaughters the animals herself and sells them in her local market. Lucía has found it very hard to raise her six children on her own and it has involved a lot of sacrifice. However, she has known how to get ahead and has even gradually been building a house which she plans to rent out so that she can increase her income and continue supporting and educating her children. With this goal in mind, Lucía needs her second loan from Fundación Alternativa (the intermediary institution which works between her and the Kiva program). Lucía was very punctual in making her repayments on her first loan and so she is considered to be a good client.

Lucía will not only receive the money that she needs to achieve her goal but Fundación Alternativa will also provide her with training and advice so that she can improve her quality of life and grow as a businesswoman.
View original language description ↓
Lucía es una mujer 55 años, soltera y madre de 6 hijos. Vive en la parroquia de Chillogallo, perteneciente a Quito la capital del Ecuador. Este es un sector populoso ubicado al sur de la ciudad, en este se ubican varios sitios de gran concurrencia de la población como lo son mercados, centros comerciales e incluso uno de los dos terminales terrestres de la capital.

Esta mujer trabaja desde hace algunos años en la venta y crianza de pollos. Ella misma los faena y los vende en el mercado del sector. Para ella ha sido muy duro y sacrificado el criar sola a sus seis hijos, sin embargo ha sabido salir adelante e incluso poco a poco ha ido construyendo una vivienda la cual proyecta arrendarla para de esta manera incrementar sus ingresos y poder seguir manteniendo y educando a sus hijos. Para este fin Lucía requiere de un crédito, que sería el segundo en Fundación Alternativa, que es la institución intermediaria entre esta mujer y el programa KIVA. En su primer crédito Lucía ha sido muy puntual en sus pagos por ello, es considerada una buena cliente.

Lucía no solamente recibirá el dinero que necesita para cumplir su meta sino que además Fundación Alternativa le brindará capacitación y asesoría, de tal manera que mejore su calidad de vida y crezca como empresaria.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Lucía Otilia to finish building a house to rent out.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Mar 26, 2012
Currency Exchange Loss:
Jul 20, 2013