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Jose Livardo
Jose, 54, lives in El Suburbio, Guayaquil. Jose lost his job 12 years ago, so he convinced his wife to start a restaurant. So far, it has gone well for him. He works very hard and with dedication along with his wife. In the future, he hopes his business remains good like it is now. With the loan, he will buy chairs, tables, etc.
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Jose de 54 años vive ( suburbio Guayaquil ) . jose hace 12 años perdio su empleo por motivo de esto el convenció a su esposa para poner un retaurante que hasta ahora le ha ido bien. El trabaja con mucho esfuerzo y dedicación con su esposa . a futuro el desea que su negocio se mantenga bien como ahora. Con el préstamo comprara ( sillas mesas etc) .

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,684,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Jose Livardo to buy chairs and tables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 23, 2012
Mar 26, 2012
Currency Exchange Loss:
Mar 15, 2013