A loan of $1,500 helped to buy new and second-hand corrugated roofing.

Tomasa's story

Tomasa is 42, and an enterprising, hard-working woman, who is also very cheerful and out-going. She lives with her partner Demetrio who works in construction, and is the father of her two children: Demetrio, 17 and Anny, 10, whom she loves very much. They are living together comfortably in their own house.

Tomasa buys and sells corrugated roofing, both second-hand, as well as new. For this, she buys her product from time to time, transporting her merchandise to her home, and going out to sell it in outlying areas, many times selling on credit, and then doing daily collections. She also sells new corrugated roofing that she buys from distributors, as many ask her for that quality. She also has a half-time job doing cleaning work at a private company.

She has been doing this work for more than a year, and in his spare time her partner helps her serve customers and run the business. She considers her business quite profitable, because of the earnings it provides her, and the demand she has because of home construction in the outer districts of the city where she sells her product.

With the earnings she gets, she helps her partner with the household expenses. She is also grateful because she is managing to offer her children a better quality of living and an adequate education. On the other hand, the daily walking she does to do her collections makes her physically tired because of the remoteness of the areas where she sells her product. Moreover, due to these drawbacks, she has plans to open a small grocery store in a stall in the city market.

This will be her second loan with the MFP institution. She is very happy to know that she will have a loan, as this way she will sure of supporting herself through her business. Therefore she promises to make her installment payments, as with the previous loans. With the amount of 4,000 nuevos soles applied for, she will purchase new and second-hand corrugated roofing at wholesale, and this way have better profit margins.

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Translated from Spanish by Kiva volunteer Jeff Goldie

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