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Juan, 53, is married and lives with his wife and 2 children. He plans to use the loan to help his farm, purchasing fertilizer, pesticides and to pay for labor costs. Part of which grows coffee and the other part is pasture where he has some cows. He will invest in inputs like compost, labor and fungicides so that he can get a better coffee harvest and plant better-quality grass for his cows. He wants to get a good coffee production and use better grass so that he can get better results from his cattle and maintain more cows. He wants to generate more income for the well-being of his family and himself, and to have greater financial stability. This is his first loan from FUDECOSUR. He hasn't had loans from state banks before, but FUDECOSUR has given him a loan more easily and with a much lower interest rate.
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Juan, tiene la edad de 53 años, está casada y vive con su esposa y sus dos hijos. El pretende con el crédito realizar la asistencia de su finca comprando abanos, plaguicidas, y el pago de mano de obra y tambien cuenta con una parte de pasto en la que tiene unas vacas. El pretende invertir en insumos como abonos, mano de obra y fungicidas para obtener una mejor cosecha del café y sembrar una mejor calidad de pasto para sus vacas. El quiere obtener una buena producción del café y con mejores pastos poder obtener mejores resultados con el ganado y poder mantener mas vacas. El quiere generar la mayor cantidad de ganancias para su bienestar y la de su familia y así tener una mejor estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 505.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Juan to invest in inputs like compost, labor and fungicides so that he can get a better coffee harvest and plant better-quality grass for his cows.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 2, 2012
Apr 17, 2012
Currency Exchange Loss:
Sep 17, 2015