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Tatyana and her daughter live in the city of Zaporozhye in the south-east of Ukraine. Tatyana sells women's clothing - dresses, skirts, blouses - at one of the main local markets. Her clients pre-pay for their orders since this results in a lower price, and have access to items from local producers. Tatyana has been in this line of work since the nineties. Currently, she has 45,000 hryvnia worth of goods and earns roughly 4,000 hryvnia per month.

Tatyana has turned to Kiva for a loan of 21,000 hryvnia in order to stock her shop with seasonal merchandise. The clothes she offers to her customers are always beautiful and stylish as they are unique and have no equivalents on the market. Moreover, Tatyana knows her merchandise very well and always works hard to achieve her customers' satisfaction. She would like to continue developing her business and to give her daughter a good start in life.
View original language description ↓
Татьяна вместе с дочерью живет в Запорожье, на юго-востоке Украины. Она торгует женским ассортиментом одежды платьями, сарафанами, блузами на одном из крупных местных рынков. Татьяна работает по предоплате, так закупка товара обходится ей дешевле, а также по каталогам с местными производителями. В этой сфере крутится с 90-х годов. В товаре на сегодняшний день у нее около 45 000 гривен, доход ежемесячно составляет примерно 4 000 гривен.

Татьяна обратилась в КИВА за кредитом в 21 000 гривен с целью закупки сезонного товара для последующей его реализации. Одежда, которую она предлагает своим клиенткам, всегда красивая и модная, так как товар единичный, не имеет аналогов на рынке. Более того, Татьяна хорошо знает этот вид товара и всегда работает на результат. Она хочет развиваться дальше и поставить дочку на ноги, дав ей старт в жизни.
Пометка: история на русском языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,625 helped Tatyana to purchase seasonal merchandise.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 21, 2012
Apr 1, 2012
Currency Exchange Loss:
Nov 15, 2012