Hanah is a 30-year-old married lady with two children aged one month and three years old. She describes herself as a determined woman. She is involved in a retail store business. She sells items such as sugar, flour, cooking fat, bread, cereals, etc., to local residents in a conducive business environment. She has been in this business for the past four years and employs one person. She faces a business challenge of inadequate funds for expanding her retail shop. She will use the loan of KES 20,000 to restock the retail shop with rice, sugar, flour, and cooking fat. Hanah's dream and business goal is to create more job opportunities for people and be a wholesaler within the next five years.