A loan of $825 helped to buy watches and cell phones for resale.

Emma's story

This is Emma, 34, a resident of Baseco, Manila, Philippines. She is married to Alex, her business partner, and a mother to their children. She, together with her husband, manages their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Emma operates a business where she sells watches and cell phones. She buys them at wholesale prices and sells them for a small profit. Customers are attracted to buy due to the low selling prices. Aside from her retail business she also earns an income through her tap water refilling station. Her regular customers are her neighbors and the local community. She earns a minimum of 3,000 PHP in sales every week.

To help her continue operating her business, she is requesting a 35,000 PHP loan. She will utilize the loan to expand her product inventory. She expects a boost in her business income as she expands her business.

Emma dreams to be able to give her children a good and high quality education through all her hard work on her business. Every week, she faithfully meets up with her co-fellowship members to share stories of her work and to draw strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro finance loans.

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