This is Concesa, 54, a resident of Dasmarinas, Cavite City, Philippines. She is married to Lupito, a driver, and mother to her child. She, together with her husband, manages their household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.
Concesa oversees operations of their tricycle transportation business. They have one tricycle that carries up to four passengers to their destination within the community. The tricycle driver then remits a boundary (daily quota) each day to her. In her business the regular customers are the local community. Aside from this she also manages a small variety store for additional income. She earns a minimum of Php 500 every day.
To help her continue operations of her business, she is requesting a Php 30,000 loan. She will be utilizing the loan to buy spare parts, accessories and also for the maintenance of her motorcycle. She expects a boost in her business income as she expands her business.
Concesa dreams of being able to give her family a good future through all her hard work on her business. She faithfully meets up with her co-fellowship members to share stories of her work every week and draw strength and inspiration from the word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.