This is Erlinda, age 45, who is a resident of Bacoor, Cavite, Philippines. She is married to Erlando, a vendor, and is the mother of three children. She and her husband manage their household while operating a business. At this time, she is working hard to continually provide income for their everyday expenses and her children’s studies.
Erlinda operates a market stall. She sells vegetables and condiment items in the community market. She buys vegetables and other common items used in cooking and sells them per kilo or per piece. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 400 in sales every day.
To help her continue operating her business, she is requesting a PHP 8,000 loan. She will utilize the loan to buy more quantities of vegetables and condiments to expand her product inventory. She expects a boost in her business income as she expands her business.
Erlinda dreams of giving all her children a good and high-quality education and of building her house in her province. Every week, she faithfully meets up with her co-fellowship members to share stories of her work and draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and pay micro-finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.