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Pablo Alberto
Pablo is 53 and lives in a suburb of Guayaquil. He started selling ice cream for another person. Later he decided to start his own ice cream business and it worked out for him. He now gives work to three other people selling ice cream. He works hard with great dedication every day. In the future he would like to have a pick-up to move his merchandise.

With the loan he will buy cement and paint to improve his house and ice cream to have more income from his sales.
View original language description ↓
pablo de 53 años vive ( suburbio Guayaquil ) empezó vendiendo helados para otra persona . luego el decidio ponerse su propio negocio de helado Y le funciono . el le da trabajo ahora a tres personas para la venta de helados. Trabaja con esfuerzo y dedicación todod los días. A futuro el desea tener una camioneta para trasladar su mercadería. Con el préstamo comprara cemento y pinturas para mejorar su casa y helados para tener mas ingresos en sus ventas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Pablo Alberto to buy cement, paint and ice cream.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 17, 2012
Mar 25, 2012
Currency Exchange Loss:
Mar 15, 2013