Ana María indicates that she joined a communal bank three years ago having been invited by a coworker. She currently has a business where she sells videos, games, etc. that she’s had for years. The loan this cycle is to expand capital buying a PlayStation to play the videos that she’ll get in the city of El Alto and then install in her permanent stand. This way of working makes it possible for her to support her family since she’s single and has three children.
La señora Ana María, indica que hace tres años que conforma una asociación comunal ingresando por invitación de una compañera de trabajo. En la actualidad ella cuenta con un negocio de venta de videos, juegos, etc. que viene trabajando hace años. El crédito de este ciclo es para ampliación de su capital (compra de pal statión para difundir los videos) que adquiere de la ciudad de El Alto y posteriormente lo instalará en su puesto fijo. Esta forma de trabajo le permite apoyar a su familia pues ella es soltera y tiene tres hijos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid