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Banco Mujer Luz De Esperanza Group
In this Group: Ana , Gloria, Sara, Katherine, Yesenia, Anabelly
Ana is the president of the 'Luz de Esperanza' (Light of Hope) Women's Bank. She is 45 years old and the mother of six children though she currently only lives with two of them: a daughter of 18 and a son who is 8. She also lives with her husband.

Ana is a very hard-working woman who raises and fattens pigs for a living. She sees Fundación Mujer's loans as an opportunity to make progress and considers them to be a great help for the micro-businesswomen in her group.

This is the second loan that Ana has requested and she will invest it in buying pigs, concentrated feed, vitamins and antiparasitics.

As a good leader, Ana has well-defined goals, one of which is to grow her business so that she has a large production of pigs. Another of her main goals is for all the members of her group to help each other, work as a team and be supportive of each other through their Women's Bank.

It is important to note that this group initially had 9 clients, which is why there are three extra women in the photo. However, those three women decided to form their own group, so only 6 women will be investing in agricultural activities.
View original language description ↓
Doña Ana es la presidenta de Banco Mujer Luz de Esperanza, de 45 años, madre de 6 hijos, sin embargo actualmente viven con ella solo 2 , una de 16 años, uno de 8, y su esposo.

Ella es una mujer muy trabajadora, se dedica a la cría y engorde de cerdos, y ven en los préstamos de Fundación Mujer una oportunidad de salir adelante y una gran ayuda para las microempresarias de este grupo.

Este es el segundo crédito que solicita y va a invertir en la compra de cerdos, concentrados, vitaminas y desparasitantes.

Como una buena líder, Ana tiene bien definidas sus metas, una de ellas es crecer lo suficiente como tener una producción grande de cerdos, y que principalmente que por medio del Banco Mujer, todas las socias puedan ayudarse mutuamente, trabajar en grupo y ser solidarias.

Es importante aclarar que este grupo iniclamente estaba compuesto por 9 socias, justificando así que aparecen tres mujeres adicionales en la foto, sin embargo ellas decidieron formar su propio grupo de 3 socias, quedando solamente 6 integrantes que van a invertir en actividades agropecuarias.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Costa Rica

  • $12,900
    Average annual income
  • 3
    View loans »
    Costa Rica Loans Fundraising
  • $4,820,575
    Funds lent in using Kiva
  • 506.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Mujer Luz De Esperanza Group's $2,975 loan helped a member to buy pigs, concentrated feed and vitamins.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2012
Mar 27, 2012
Currency Exchange Loss:
Apr 18, 2013