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She was born in the district of Boane, province of Maputo, southern Mozambique. She's single and has four children - only one of them is still in school, the others are adults. She completed 8th grade and studied to become a teacher. She lives with her family in a house she owns and does not support anyone else.
She has been a teacher for over 30 years and earns a salary of 4.000mt. She uses it to pay for home expenses and also saves part of it in her bank account.
She has never had loans in other banks. She first heard of Hluvuku through a friend who is also a client of this institution. This is her fourth loan with Hluvuku. It is for 10.000mt, which she intends to use to purchase construction supplies fin order to build her house (bricks, cement, sand, rocks, iron, etc). The previous loans were for 10.000mt, 10.000mt and 10.000mt, for housing expenses.
She pledges to make her repayments as scheduled. In the future she intends to finish building and furnishing her home, and for that purpose she plans to request more loans from Hluvuku.
View original language description ↓
Nasceu no distrito de Boane , Província de Maputo, Sul de Moçambique, solteira e mãe de 4 filhos dos quais apenas um ainda frequenta a Escola os outros maiores de idade. Fez a 8ª classe e um curso para formação de professores, vive na casa própria com a sua família e não sustenta mais ninguém.

É professora há mais de 30 anos e tem um salário de 4.000.00mt, que aplica nas despesas de casa e poupa algum na sua conta bancária (BIM).

Nunca teve empréstimo noutros bancos, conheceu a Hluvuku através de uma amiga que também é cliente desta instituição. Este é o seu quarto empréstimo na Hluvuku no valor de 10.000.00mt, com qual pretende comprar material de construção para a obra da sua casa (blocos, cimento, areia, pedra, ferro, e outros). Os empréstimos anteriores foram de 10.000.00mt, 10.000.00mt, e 10.000.00mt, para habitação.
Compromete se a pagar devidamente e no futuro pretende concluir a sua casa e mobilar, para tal tenciona solicitar mais empréstimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 3
    View loans »
    Mozambique Loans Fundraising
  • $3,046,925
    Funds lent in using Kiva
  • 27.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Alice to purchase construction supplies to build her home (bricks, cement, sand, rocks, iron, etc).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 28, 2012
Mar 20, 2012
Currency Exchange Loss:
Mar 28, 2013