A loan of $375 helped to purchase construction supplies to build his home (cement, sand, rocks, iron, etc.).


Joao's story

He was born in the district of Boane, province of Maputo, southern Mozambique. He's married and has six children, all of which attend school. He completed 3rd grade and stopped because his parents lacked financial conditions. He lives with his family in a house he owns and does not support anyone else.
He has worked as a tractor driver for the Bananalândia company for over 8 years and earns a salary of 26.500mt. He uses it to pay for home expenses and also saves part of it in his bank account.
He has had a loan with BIM and has managed to repay it without difficulties. He first heard of Hluvuku through a friend who is also a client of this institution. This is his second loan with Hluvuku. It is for 10.000mt, which he intends to use to purchase construction supplies in order to build his house (cement, sand, rocks, iron, etc.). The previous loan was for 10.000mt, for housing expenses.
He pledges to make his repayments as scheduled. In the future he intends to finish building his home, and for that purpose he plans to request other loans from Hluvuku.

Translated from Portuguese by Kiva volunteer Renata Wolff


Loan details


Lenders and lending teams



Loan details