This is Jenita, 33. She is a resident of Quezon City, Philippines. She is married to Rodolfo, a foam maker, and is a mother to her two children; both children are in elementary school. While attending to her family needs, she also keeps herself busy with her business as her way of helping her husband in sustaining their daily expenses.
Jenita owns a variety store. She buys groceries like canned goods, condiments, milk, sugar and primary commodities that are needed in every household. She earns money by getting supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house. She also helps her husband in selling foams as an additional daily income. Her regular customers are her neighbors and the local community. She earns a minimum of 1,000 Philippine Pesos (PHP) in sales every day.
To help her continue operations of her business, she is requesting a PHP 20,000 loan. She will be utilizing the loan to buy more grocery items and stock. The more items displayed at the store, the better. More items to sell will result in a better profit. Her earnings will be a big help for the education of her children.
Jenita dreams that her children will be able to finish their studies and have a good life. She hopes that her business will continue to grow and help them maintain daily expenses. She is active in attending the weekly fellowship* as it makes her a better person and strengthens her faith in Christ.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital and pay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.