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Mubariz is 46 years old. He lives in a village of Dmanisi District with his family, wife Chavair and their 18 years old daughter. Mubariz works as a bus driver, connecting Dmanisi to a nearby country’s capital city. He gets a monthly salary for his job. Along with his main job, Mubariz in involved in the family agricultural business, which is led by Chavair. They have 2 milk cows, 2 calves, and 6 sheep in the family farm. Chavair produces cheese and sells it on the local market. She also sells lambs. Total average monthly income of the family is 800 Laris.

Mubariz requested credit for purchasing an additional milk cow. With three cows, Chavair will be able to produce and sell 50% more cheese. The income of the family will increase by 150 Laris. They will be able to purchase additional household goods to improve the family's living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 48
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Mubariz to purchase a milk cow.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 16, 2012
Mar 21, 2012
Currency Exchange Loss:
Oct 15, 2012