A loan of $1,125 helped to buy fertilizers and seeds and to pay for labor costs.


Pascal's story

Pascal is married and has seven children aged between 11 and 30. He has been a rice farmer for the past 12 years. Pascal would like to get this Kiva loan to buy fertilizers and seeds and to support his labor costs in order to get the best harvest. He plans to use the profits to expand his farming area to get more output and to pay the children's school fees. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details