A loan of $1,050 helped to pay for fertilisers, seeds and extra labor.


Ildeblande's story

Ildeblande is married with four children aged between 9 and 17. All of his children are enrolled in school. He has been a rice farmer since 2004. He would like to get this Kiva loan to buy fertilizers and seeds, and pay for extra labor in order to get the best harvest. With the profit he makes, he plans to expand the area he has been farming to increase output. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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