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Update on Svetlana

Svetlana is a regular client of Hope Ukraine and has no interest in borrowing money from others. She is fully satisfied with the terms of microcredit.

This time, Svetlana needs money to purchase women's sportswear in small sizes. This very popular merchandise will help her make a good profit. Recently, Svetlana and her husband renovated their daughter's apartment.
View original language description ↓
Светлана - постоянный клиент Надежды Украины и брать кредиты в другом месте не хочет. Ее полностью устраивают условия микрокредитования. В этот раз Светлане понадобились деньги для закупки женской спортивной одежды маленького размера. Это очень ходовой товар, который поможет Светлане получить хорошую прибыль. Недавно Светлана с мужем сделали ремонт в квартире у дочки.

Previous Loan Details

Svetlana is married and lives with her husband and two daughters in the town of Zaporozhye. She earns a living by selling women’s outer clothing in one of the biggest marketplaces in her town. She owns her sales location and also rents two other places, where employees who she has hired also sell... More from Svetlana's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Svetlana to purchase additional merchandise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 28, 2012
Mar 19, 2012
Currency Exchange Loss:
Aug 8, 2012
This photo was used before for a previous loan for Svetlana. It was first posted on Kiva on Nov, 2011. Learn More