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San, 48, has been married and lives in Dongkor commune, Phnom Penh city. She earns a living by owning and operating a general store with many types of merchandise from a booth at her house. She has a life partner and has two children attending school. She typically earns approximately USD $6 each day through this business.

San turned to HKL for her fourth loan to renovate her present house; with the remaining funds, she will buy a stock of merchandise to make a stable business and further improve it. She wants to have a larger store and sell more products to satisfy the local people in her neighborhood. This loan particularly provides her family with great help and a well-needed result in the future.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 92
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped San to renovate her present house and buy a stock of merchandise.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 17, 2012
Apr 2, 2012
Currency Exchange Loss:
Jun 20, 2013