A loan of $1,075 helped to buy merchandise for her store.


María Virginia's story

María, 61, lives alone in the "Rio Verde" parish in Santo Domingo, which is one of the youngest cities in Ecuador and currently the connecting point between regions. It is a privileged location, not only for its rich ethnicity, but also because of its landscape. Santo Domingo de los Colorados now belongs to the province of Santo Domingo de los Tsáchilas which was formed in 2007. The main festivities of Santo Domingo are celebrated with intense comings and goings of visitors, as well as commercial and cultural exchanges. A great trade fair is held in the Farmers' Association facilities, where show and competition of the best specimens of the different breeds and crossbreeds raised in the region's haciendas take place. María started her business 13 years ago at the initiative of her daughter. She has a bazaar where she sells different products such as toys, cosmetics, gifts, home products, etc. This lady wants to invest in merchandise to take advantage of the "Carnival" season, which is when sales reach their highest volume. This is her second loan. She took out the first loan two years ago and paid it back on time. María says she likes the attention she receives from the credit counselor at the Fundación Alternativa, which is the intermediary between KIVA and María. From this institution she is able to receive training and counseling, enabling María to invest the resources she receives in the best way possible for sustainable growth.

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Translated from Spanish by Kiva volunteer Sherry Bess



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