A loan of $600 helped to buy beauty products such as hair color, shampoo, conditioner, etc.

Delys's story

Delys, 28, has an 8-year-old son with whom she dreams about a successful future. Therefore she works as hard as she can to ensure that in the future she can give him the best living conditions possible. Delys has a beauty salon where she provides professional services for improving one's image such as hair cuts, massages, coiffure, manicure, pedicure, etc., and she also advises on beauty products, depending on each customer. Selling the products generates an income used to help with household expenses. Delys has been able to get ahead with her son with help from her mother. She has dedicated much time to training and acquiring beauty skills, as well as learning about administration, so she can appropriately manage her business.

Her salon is well appointed and set up in her mother's house. Her mother is in the same business and agrees with Delys about her son's well-being. With her work Delys has been able to buy her own home. Her goal for the future is to have her own academy to generate stable employment. The greatest challenge she is up against is working capital, of which there is not enough to meet the market demand as far as buying unequaled, quality products that are sure to be sold is concerned. She knows her customers well and has been able to determine this from her commercial experience.

Currently, she is applying for a CrediKiva loan to buy beauty products such as hair color, shampoo, conditioner, etc., with which to surprise her customers and guarantee the success of the investment.

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Translated from Spanish by Kiva volunteer Sherry Bess

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