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Slko-000408-001 Group
In this Group: Dora, Yeabu, Mariatu , Victoria
Meet the members of the “God Help” group from Koidu, a city in Eastern Sierra Leone. They are local entrepreneurs who have come to SMT, a partner of, to apply for a loan of 500,000.00 Sierra Leonean Leones (SLL) for each. With the help of this loan, they will be able to expand their businesses, increase their sales, and consequently improve their living conditions.

Dora, age 49, is the leader of this group. Her husband is employed as a civil servant and they have four children. Dora has been a businesswoman for 20 years now, selling dried fish. With her share of this loan, she will buy baskets full of dried fish to add to her current stock and to offer for sale.

(Also included in the photo is Edmond A. Ndoinjeh in the white shirt, shown handing over the loan funds to the borrowers.)

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,575
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Slko-000408-001 Group's $475 loan helped a member to buy baskets full of dried fish to add to her current stock and to offer for sale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 17, 2012
Mar 20, 2012
Currency Exchange Loss:
Dec 19, 2012