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Sokhom (in the photo) is 32 years old and her husband, Pakdewat, is 41 years old. They live in a village about twenty kilometers from Phnom Penh City. They have been married since 1980 and have three children--two sons who are in school and one daughter who is still young.

Sokhom and her husband are fishermen. She sells fish in her local market that she and her husband catch.

Sokhom’s house is on wooden stilts, but the wooden stilts are old and not strong. She decided to apply for a loan of $700 in order to change from wooden stilts to cement or concrete stilts. The cement of concrete stilts should be stronger than wooden stilts.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 125
    View loans »
    Cambodia Loans Fundraising
  • $39,838,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Sokhom to change from wooden stilts to cement or concrete stilts.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 24, 2012
Apr 2, 2012
Currency Exchange Loss:
May 23, 2013