A loan of $925 helped to buy fertilizers and seeds, and to support labor costs.

Papias's story

Papias has two children who are between 2 and 7. The oldest attends school. He is married to a farmer. He has been a rice farmer for 2 years. He would like to get this Kiva loan to buy fertilizers and seeds, and to support labor to get the best harvest. With the profits, he plans to expand the area he has been using to get more output, and to renovate his house.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

Loan details

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Loan details