A loan of $1,125 helped to buy fertilizers and seeds, and to pay for labor support.


Innocent's story

Innocent is married. He has 5 children who all go to school. He has been a rice farmer for 1 year. He would like to get this loan to buy fertilizers and seeds, and to support labor to get the best harvest. With the profits, he plans to expand the area he has been using to get more output, and he plans to build a house if he gets the balance from the profits.


The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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