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Nazira has lived in a central neighborhood of El Sauce for many years. She works hard to make sure that her only child, a daughter, gets a good education and has a chance at a better life.

Nazira makes a living selling a wide range of merchandise: cheese, animal feed, clothing and jewelry, for example. She has operated the business for several years and her income from the business allows her to pay her daughter's university fees.

Nazira has been a Ceprodel client for a number of years and she has been approved for six loans before. The loans have helped her to meet demand from her customers and carry on her business. She needs a new loan now that she will use to buy cheese, animal feed, blouses, slacks, and jewelry. Those are the products her customers want and the investment will allow her to provide them. She is grateful for your support because loans like this one make it possible for people like her to pursue their hopes and dreams.
View original language description ↓
Nazira habita en un barrio central del municipio de El Sauce desde hace muchos años. Ella tiene únicamente una hija a la que le brinda las mejores condiciones de vida, a la que la está preparando profesionalmente.

Es una persona luchadora que trabaja en su propio negocio, es así como obtiene sus ingresos apoyando a su esposo con el sustento de su hogar. Su negocio consiste en vender queso, concentrados para animales, ropa, joyas de plata, tiene muchos años de dedicarse a este tipo de negocio este le permite tener a su hija estudiando una carrera universitaria.

Tiene varios años de trabajar con Ceprodel donde le han otorgado seis créditos para capital de trabajo lo que le ha permitido mantener estable su negocio y satisfechos a sus clientes.
En estos momentos tiene la necesidad de un nuevo crédito para la Compra de queso, concentrado, blusas, pantalones de mujer y joyas de plata. Para invertir más en su negocio porque sus clientes le están demandando nuevos productos, esperando y confiando en Dios este apoyo de dicha Institución.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 30
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Nazira to stock her retail business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 9, 2012
Mar 23, 2012
Currency Exchange Loss:
Apr 18, 2013