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Dahlia Makmur Group
In this Group: Derliana, Nurhayati, Puji, Fitriana, Dermawan, Nani, Linda, Wahyudi
Derliana is married with four children. She is pictured wearing an orange T-shirt. She has been selling "Sembako" - "sembilan bahan pokok" (Indonesian terms for nine daily basic needs such as rice, oil, salt, sugar and milk) since 2010. She runs this business to have extra income to add to the income from her husband as a teacher to provide more nutrition for the children. Her business is running smoothly and she plans to use her part of the loan to buy more rice, eggs, oil, sugar and also snacks to sell. In the future she wants her business to grow so she can have more supplies in her store. She also hopes she can send all of her children to university.

Other group members are using their part of the loan to sell cookies and to sell cell phone minute refills.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 71
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,160.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Dahlia Makmur Group's $1,225 loan helped a member to pay for more rice, eggs, oil, and sugar to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 5, 2012
Apr 2, 2012
Currency Exchange Loss:
Apr 17, 2013