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Rosalia, a 60-year-old widowed mother of five, works hard to provide for her family. The operator of a sari-sari store in the Philippines for the past 15 years, she also earns an income from buying and selling rice grains.

Rosalia has borrowed and repaid 12 previous loans from NWTF and is now requesting a PHP 20000 loan to buy items such as shampoo, groceries, etc. to sell in her sari-sari store. She aspires to build and expand her business to secure the future of her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 308
    View loans »
    Philippines Loans Fundraising
  • $70,667,050
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Rosalia to buy additional items to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 23, 2012
Mar 19, 2012
Currency Exchange Loss:
Sep 15, 2012