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Jose Miguel
Jose, 28, lives with his wife and son of only two years together in the house of his grandparents whom he loves very much. They live in the city of Imperial, which is characterized by the friendliness of its inhabitants and by its agriculture. Jose is an enthusiastic and hard working young man. He has worked as a motor rickshaw driver for two years. He had the opportunity to purchase one, so he decided to go into this line of work. His wife supports him in everything he does. She also works in the fields. The two of them together contribute to the household expenses. Jose believes that everything is going well with his business because he is very friendly with his customers and because he makes a big effort to do his job well.

Jose is grateful for the Kiva lenders. Thanks to their support, he will be able to start his bookstore. He is going to purchase supplies such as notebooks, pens, and sheets of paper, among other things he will need to start the business. The business would allow him to earn more income and improve his quality of life. It would also allow him to continue fighting to accomplish his biggest goals of giving his son a profession and opening a chain of bookstores.
View original language description ↓
Jose tiene 28 años de edad, vive en casa de sus abuelos a los que quiere muchísimo y junto a su esposa y su hijo de dos añitos, viven en la ciudad de imperial, ciudad que se caracteriza por la amabilidad de sus pobladores, así como también por su agricultura. Jose es un joven muy trabajador y entusiasta, el trabaja como chofer de mototaxi desde hace dos años, ya que tuvo la oportunidad de comprarse una moto y con ello decidió trabajar en este rubro, su esposa lo apoya en todo lo que el hace y asimismo ella trabaja en el campo y entre ambos aportan con los gastos del hogar. Jose cree que le va bien en su negocio porque es muy amable con los clientes y porque se esfuerza mucho por hacer bien su trabajo.

Jose está muy agradecido con los prestatarios Kiva ya que gracias al apoyo que le han brindado el podrá iniciar su negocio de librería, el comprar útiles como cuadernos, lapiceros, hojas bond, entre otros útiles para formar su negocio, lo que le permitirá tener mejores ingresos y mejorar su calidad de vida, además poder seguir luchando para cumplir su gran sueño:” Darle una profesión a su hijo y tener una cadena de librerías”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $61,962,850
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Jose Miguel purchase supplies such as notebooks, pens, paper, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 12, 2012
Mar 22, 2012
Currency Exchange Loss:
Apr 17, 2013