A loan of $625 helped to purchase chickens.


Leila's story

Leila is 40 years old. She is unmarried and lives in Akhmeta District, East Georgia. Leila is an agricultural worker. She provides various seasonal agricultural services to local farmers. She earns 250 Laris per month. Leila can be esteemed to belong to the vulnerable poor category.

Leila used to have a small poultry farm, but she sold her hens two years ago, as she needed to buy medicines for her elderly mother. Now she has requested a loan for re-starting the farm. She received the loan in the framework of a start-up loan program, initiated jointly by Credo and Kiva. This program aims at provision of business start-up or business re-start credits to Georgian rural poor, who do not have access to regular credit products, as they live in poverty and are regarded as “borrowers with high risk of default”.

With the requested credit Leila will purchase chickens and raise them. After 4-5 months she will start the sale of hens. Hens will be sold on the open market of the nearby town by Leila. She will reinvest the profit for further expansion of the farm. Also part of the profit will be used for purchasing necessary household goods, to improve her living conditions.



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Loan details