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Adjo is a 34 year old woman. She is married to a teacher. She has 3 children, who all attend school. the eldest is 8 years old, and the youngest 4. Adjo has been working as a reseller since 1997. She sells yoghurt blended with cornmeal, couscous and water for her customers in the city. She buys her raw materials in Lomé. She works on her own. Currently her biggest difficulty is not being able to keep up with demand.
Adjo is seeking her first loan with WAGES in order to buy couscous, sugar, water and a freezer. She wants to invest in her business. In the coming years, she would like to industrialise her activity. She says that with her profits she intends to improve her family's living conditions.
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Adjo est une femme âgée de 34 ans. Elle est mariée å un enseignant. Elle a 3 enfants, qui vont à l’école. Le premier a 8 ans et le dernier a 4 ans.
Adjo travaille comme revendeuse depuis 1997. Elle vend du yaourt mélangé à du mil, du couscous et de l’eau pour tous clients en ville. Elle achète les produits à Lomé. Elle travaille seule. Au moment, sa difficulté principale est de ne pouvoir satisfaire toutes les demandes.
Adjo a requis son premier crédit de WAGES afin d’acheter du couscous, du sucre, de l’eau et un congélateur. Elle veut réinvestir dans l’activité.
Dans les prochaines années, Adjo voudrait industrialiser son activité. Elle dit qu’avec les profits, elle prévoit d’améliorer les conditions de vie de sa famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 5
    View loans »
    Togo Loans Fundraising
  • $9,031,000
    Funds lent in using Kiva
  • 503.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD