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Dzifa Group
In this Group: Melody, Patricia, Esther, Dzifa, Berbice
Dzifa is single and lives in a rented home in Adekopea a suburb of Takoradi. She has one child who is currently in school. Dzifa has been a seamstress for the past 17 years, but she does not have adequate working capital to support her business. She belongs to a community group called “Dzifa Trust Group.” Group members assist one another to provide support to handle repayment.

Dzifa is requesting a loan to purchase more materials and expand her business by acquiring a shop. She hopes to use part of her income to finance her child’s education.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 28
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 1.7
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Dzifa Group's $2,125 loan helped a member to purchase material and aquire a shop.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 17, 2012
Mar 19, 2012
Currency Exchange Loss:
Aug 25, 2012