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Nana lives in a small village of West Georgia. She is 38 years old and lives with her family, husband – Nodar, two sons (18 and 13 years old) and parents in law. Children go to school. Nana is a teacher. She works At the village school. Nodar owns a tractor and provides agricultural services to the neighborhood farmers and sells 300 Laris per month at tilling/moving season.

Nana runs the family's dairy farm. They have 2 milk cows and 3 buffaloes. Nana produces on average 90 kg of cheese per month. She sells it at the local market. Total average monthly income of the family is 1000 Laris, including pensions of Nana’s parents in law.

Nana has requested credit for purchasing 1 hectare land. The family will use it for maize growing and get additional income through selling harvested maize. Also part of the credit will be used for repairing the tractor, in order to meet high demand on tilling service in spring season. As a result of the above mentioned investment, the income of the family will increase and they will be able to improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Nana to purchase 1 hectare agricultural land and repair the tractor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 13, 2012
Mar 19, 2012
Currency Exchange Loss:
Apr 17, 2013