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Irina lives with her husband and son in the city of Kamenka. She grows early vegetables in greenhouses for sale at city markets. Irina owns a large plot of land and has been farming for three years. She has three big greenhouses and also two greenhouses for seedlings. Her farm is worth 150,000 griven now and she spends 27,000 griven yearly to purchase seeds and plastic foil.

Irina is planning to use the loan from Kiva to install a heating system in her greenhouses. She needs 12,000 griven so that she can buy the necessary pumps, tubing and holders. Recently Irina used 18,000 griven to purchase a water heater and now she needs this loan to purchase the rest of the supplies and install the heating systems in her greenhouses as she has been planning to do for a long time. This year Irina has invested all of her money into this project but in the future she is hoping to use some of the profits to repair her family home.
View original language description ↓
Ирина с мужем и сыном-подростком живет в Каменке. Она занимается выращиванием ранних овощей в тепличных условиях для последующей их реализации на рынках города. Ирина имеет большой участок земли. У нее есть три большие теплицы, а также две теплицы для рассады. Выращиванием овощей она занимается уже 3 года. В хозяйство вложено около 150 000 гривен. Затраты на семена и пленку ежегодно составляют 27 000 гривен.

Ирина планирует вложить полученные от КИВА заемные средства в установку отопительной системы в своих теплицах. Для того, чтобы закупить необходимые шланги, насосы и крепления потребуется сумма в 12 000 гривен. Недавно Ирина купила котел за 18 000 гривен, теперь необходимо приобрести все остальные детали и провести отопление во всех теплицах, что она планировала сделать уже давно. В этом году Ирина вложила все имеющиеся у нее средства в отопление, а в следующем надеется сделать ремонт в доме.
Пометка: история на русском языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Irina to install heating system in greenhouses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 17, 2012
Mar 17, 2012
Currency Exchange Loss:
Aug 8, 2012