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Ramin is a 50-year-old farmer from a small village of the Terjola District. He lives alone in the village. Agriculture is the only source of income for Ramin. He has three milk cows. Ramin produces cheese and sells it locally to dairy-products retailers. Also, Ramin has a vineyard with 2,000 vine trees. He produces wine and sells it from the house. His total average monthly income is 450 Laris.

Ramin decided to grow potatoes on a family-owned plot of the land. He has experience in potato-growing. With the requested credit, Ramin will purchase potatoes for sowing, as well as medicines, to treat them later from parasites. Ramin will sell harvested potatoes on the local market to greengrocery retailers. His income will increase and Ramin will be able to purchase additional household goods to improve his living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 52
    View loans »
    Georgia Loans Fundraising
  • $8,637,875
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Ramin to purchase potatoes for sowing and medicines against parasites.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 24, 2012
Mar 18, 2012
Currency Exchange Loss:
Apr 17, 2013