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Ural is a young man of 31 years. He is married and has two children. Ural fattens cattle for sale and, since childhood, helped his father care for livestock. Now, his wife helps him. She feeds the livestock, shears them, and in spring, processes the wool and gives it to her husband to sell. After fattening their cattle, they send them to the city for sale.

Ural has borrowed from our organization since 2010. He took out his first loan to increase the size of his herd. He is planning to increase his herd further in order to earn more profit.
View original language description ↓
Урал молодой парень в возрасте 31 года.Он женат, имеет двоих детей.Урал занимается откормом скота и с детства помогал отцу ухаживать за скотом. Теперь его жена помогает ему,она кормит скот, стрижет в начале весны , обрабатывает шерсть и дает на продажу мужу. После обработки скот,их отправляют в город. Урал кредитуется в нашей организации с 2010 года. Первый кредит получил для увеличения поголовья скота. В дальнейшем он планирует увеличить свой скот, для получения большей прибыли.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 243
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Ural to purchase livestock.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 27, 2012
Mar 17, 2012
Currency Exchange Loss:
Nov 15, 2012