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Kulsara is 55 years old. She has brought up four children. In the search of an income source for her family, in 1993 Kulstara started a farming and livestock business. Her business, launched with 10,000 KGS of starting capital, now brings in about 8,000 KGS monthly from the sales of milk and dairy products. Thanks to Kulsara's hard work, her livestock now includes two dairy cows, one calf and 35 sheep. In addition, Kulsara works 1.6 ha [about 4 acres] of land, where she grows kidney beans. In order to develop her business further, Kulsara turned to "Bai Tushum & Partners" for a loan in the amount of 100,000 KGS intended for buying livestock. Kulsara plans to use her revenues for increasing her livestock further.
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Кульсаре 55 лет, воспитала 4 детей. В качестве источника дохода для семьи, Кульсара в 1993 году начала заниматься животноводством и земледелием. Начатое с 10,000 сом (KGS) хозяйство на сегодня приносит около 8,000 сом (KGS) в месяц от продажи молочных и мясных продуктов. Благодаря упорному труду Кульсары, ее поголовье насчитывает 2 дойные коровы, 1 теленок и 35 овец. Также, Кульсара обрабатывает 1,60 га земли, где высаживает фасоль. В целях дальнейшего развития своего бизнеса, Кульсара обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку скота. Доходы Кульсара планирует вложить в дальнейшее увеличение поголовья скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 67
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Kulsara to purchase livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Mar 17, 2012
Currency Exchange Loss:
Apr 16, 2014