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Mrs. Cheng L., 58, is a widow with 5 children that stays at home looking after the children and cooking food for the famiL. members. She also owns a plot of farmland and grows a variety of vegetables and makes, on average, about $1.5 a day of profit. Her son, the oldest brother in the famiL., works as a construction worker. On average, he earns $15 a day. Her other four children are employed in the garment sector and each earn a salary of $70 to $80 a month. She requests this loan to make a well (deep well), grow grass (cow food) to sell and to purchase construction tools for her son to use at work.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 154
    View loans »
    Cambodia Loans Fundraising
  • $41,521,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Cheng to dig a well, grow the grass and purchase construction tools.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 5, 2008
Mar 21, 2008
Currency Exchange Loss:
Nov 15, 2009