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Roza is 55 years old and raised two children. She began to raise livestock in 1980 as the primary income earner for the family. Having started her business with 20,000 som (KGS), it now brings in around 5,000 som (KGS) a month from sale of meat and milk products. Thanks to Roza's persistant hard work her animals now number 1 milking cow and 10 sheep, and she has a stock of 150 bales of hay. In order to further develop her business, Roza came to Bai-Tushum and Partners for a loan of 120,000 som (KGS) for purchase of livestock. Roza plans to use the income generated to invest in further expansion of her herd.
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Розе 55 лет, воспитала двух детей. В качестве источника дохода для семьи, Роза в 1980 году начала заниматься животноводством. Начатое с 20,000 сом (KGS) хозяйство на сегодня приносит около 5,000 сом (KGS) в месяц от продажи молочных и мясных продуктов. Благодаря упорному труду Розы, ее поголовье насчитывает 1 дойную корову и 10 овец, заготовлено 150 тюков сена. В целях дальнейшего развития своего бизнеса, Роза обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) на покупку скота. Доходы Роза планирует вложить в дальнейшее увеличение поголовья скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,600 helped Roza to purchase livestock.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 12, 2012
Mar 17, 2012
Currency Exchange Loss:
Apr 17, 2013