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Phon, 64 years old and married, has been managing her hog-raising business for almost ten years. Describing herself as a patient and industrious woman, she is also involved in making and selling Khmer cakes in the community, earning approximately USD 2.00 per day.

Phon is now requesting a loan from HKL, a longstanding Kiva partner, to buy cashew nuts in bulk from local villagers to stock for future sale. Based upon experience in previous years, she believes that this project will result in significant revenue which she will use to develop her hog-raising business and save for any future emergencies in her family.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,005.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Phon to buy cashew nuts in bulk from local villagers to stock for future sale.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Mar 18, 2012
Currency Exchange Loss:
Dec 27, 2012