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Norma is thirty-nine years old and married with four children. With three children in school, Norma works very hard to provide for them.

Norma runs a general store in the Philippines and requested a PHP 18,000 loan through NWTF to buy additional stock to sell in her general store.

Norma has been in this business for ten years and sells a variety of items such as spices, eggs, canned goods, noodles, soap, etc.

In the future Norma would like to save enough money so she can afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 350
    View loans »
    Philippines Loans Fundraising
  • $70,737,050
    Funds lent in using Kiva
  • 42.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Norma to buy additional stock to sell in her general store.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Feb 17, 2012
Mar 18, 2012
Currency Exchange Loss:
Jun 15, 2012