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Koy, age thirty-two, is a humble villager who lives with her spouse and three school-age children in Kompot province, Cambodia. Koy really enjoys her life being an honest rice cultivator there. She said that it’s the only business from which the family can generate a daily living. She prefers growing rice to other crops because rice produces a good result and helps the family to meet its daily needs. She is not concerned about operating this kind of business since her spouse is very supportive and works beside her.

As of now, Koy is taking out for a loan from HKL and Kiva to rebuild a nice kitchen and build a toilet to ensure a healthier family. She has planed to do it for a few years, and now she can make this plan reality through the valued loan from our kind lenders.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 123
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Koy to rebuild a nice kitchen and build a toilet to ensure a healthier family.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Mar 18, 2012
Currency Exchange Loss:
Dec 17, 2013