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Los Tres Girasoles Group
In this Group: Janeth Del Carmen, Gladis, Alicia
The Tres Girasoles [Three Sunflowers] group is made up of three hardworking and enterprising women. One of them is Janeth del Carmen, who has sold clothes and pastries for 10 years in Granada and Nindiri. She will invest the loan in pants and summer clothing.

The other members are Gladis, who has sold nacatamales for 30 years, and Alicia, who sells fried food and clothes.
View original language description ↓
El grupo los tres girasoles lo conforman tres mujeres trabajadoras y emprendedoras una de ellas es Janeth del Carmen quien se dedica a la venta de ropa y repostería desde hace 10 años los cuales comercializa en Granada y Nindiri. El crédito lo invertirá en pantalones y ropa para verano.
Las otras integrantes son Gladis quien vende nacatamales desde hace 30 años y Alicia tiene una fritanga y vende ropa.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Tres Girasoles Group's $1,050 loan helped a member to buy merchandise such as clothing, especially pants and summer clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 9, 2012
Mar 22, 2012
Currency Exchange Loss:
Oct 15, 2012