A loan of $675 helped to buy hair dyes, perms and clothes.

Johana María's story

Members of the communal bank 'Dulce Amistad' meet every fifteen days in the canton of Rocafuerte. This place is known for the delicious sweets its locals, who are known by the whole country to be warm, friendly, hard working people, prepare.

Here we met Johana who is 30 years old. She is married and from this relationship has a 12 year old son who studies at school. Her husband is a salesman.

Several years ago she took a beauty course at a local academy. She has a beauty salon where she carries out various types of work such as: hair dying, men's haircuts, hair painting and other jobs. She works from 8:00 am until 21:00 pm and sometimes later if her customers need her services. She also sells all sorts of clothes in her place of business as she has glass cabinets where she can display her items of clothing. She sells to her customers on credit and collect the payment every 8 days. She has worked in her beauty salon for more than 17 years and things have gone well for her.

This loan will be used to buy hair dyes, perms and all sorts of clothes to sell. She has been in this communal bank for more than five loan cycles and she likes it because the bank has helped her to increase her business.

Her dreams are to continue progressing and extending her business.

Translated from Spanish by Kiva volunteer Laura Darby

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