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Los Men-Dez Group
In this Group: Hector Ovidio , Wilmer*, Leonardo, Misael, Paula, Maria Elizabeth, Maria Telma
* not pictured
Héctor, 31, has two school age children; he lives in Intibucá with his wife and children. Since he was very little, Héctor worked in farming with his family acquiring much experience. Thirteen years ago he became independent with his own crops; he grows potatoes, corn, beans, lettuce, carrots and strawberries. He lives in a zone that’s apt for all these crops. This is his only source of family income and he sells his products in the local market.

He is asking for his 4th loan to buy potato seeds and manure for crop maintenance and to pay labor costs. With previous loans he’s managed to improve the level of productivity. His goal is to continue increasing income in order to give his family a better standard of living.

Héctor is both member and coordinator of a communal bank which has 7 members: Misael in the white shirt (left), followed by Paula in the purple dress, María Telma in the white blouse, Héctor who can be identified by his blue shirt, Leonardo in the white shirt and María Elizabeth in the green blouse (right). They all live in the same community and work in agriculture.
View original language description ↓
Héctor, tiene 31 años de edad, tiene dos hijos en edad escolar, vive en Intibucá junto a su esposa e hijos.

Héctor, desde muy pequeño ha trabajado en la agricultura con su familia, donde ha adquirido gran experiencia, hace 13 años se ha independizado con sus cultivos, está produciendo papa, maíz, frijoles, lechuga, zanahoria y fresas. Donde vive es una zona apta para todos estos cultivos. Para él es la única fuente de ingresos familiar, esta producción la vende en el mercado local.
Esta solicitando el cuarto préstamo el cual lo va invertir en la compra de semillas de papas, abonos para darle mantenimiento y pago de mano de obra. Con los préstamos anteriores ha podido mejorar el nivel productivo.
Su meta es seguir aumentando los ingresos para darle un mejor nivel de vida a su familia.
Héctor es miembro y coordinador de un grupo solidario, el grupo está integrado por 7 miembros: Misael de camiseta blanca (izquierda), seguido Paula de vestido morado, María Telma de blusa blanca, Héctor se identifica con camisa color azul, Leonardo de Camisa Blanca y María Elizabeth de blusa Verde (derecha), todos viven en la misma comunidad y se dedican a la agricultura.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 53
    View loans »
    Honduras Loans Fundraising
  • $9,879,400
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Men-Dez Group's $2,850 loan helped a member to buy potato seeds, manure and to pay labor costs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 15, 2012
Mar 21, 2012
Currency Exchange Loss:
May 17, 2013